Richard J. Pepsny is admitted to practice law in the state of New Jersey as well as the federal court for the district of New Jersey. After graduation from Rutgers University in 1988, Richard Pepsny worked for a small mortgage banking firm in New Jersey. From there, he enrolled in law in the California Western School of Law where he graduated with honors in 1993. He has conducted various seminars on title and closing issues. Richard J. Pepsny concentrates his practice on real estate, title, closing and foreclosure issues, as well as consumer protection litigation.
Richard J Pepsny, P.A provides legal counsel on all aspects of federal and state law affecting mortgage bankers and mortgage brokers. The expertise of Richard J Pepsny, P.A runs from handling real estate and mortgage loan closings, mortgage foreclosures and in personam tax sale foreclosures, in negotiating and preparing leases and contracts, and in protecting creditors’ rights in bankruptcy.
Richard J Pepsny, P.A also advises clients on everything from cutting-edge issues like disclosure and other compliance concerns in internet lending and more conventional issues like compliance reviews of closed loan files for traditional FHA and other government programs to all of the following laws: Real Estate Settlement Procedures Act, Truth in Lending Act, Equal Credit Opportunity Act, Home Mortgage Disclosure Act, Fair Credit Reporting Act, and Fair Housing Act, among others, and reviews and/or creation of loan document forms.
Richard J Pepsny provides clients with mortgage foreclosure litigation defense services, including contested predatory lending litigation, short sales, deeds in lieu of foreclosure, loan modification, and bankruptcy representation.